Split automatically divides each paycheck across your bills, savings, and investments — then tracks your net worth and shows you where you're headed. So you never have to live paycheck to paycheck again.
No guessing, no willpower. The plan runs itself.
Bills first, then your money flows into savings and index funds.
Log a check, see your net worth climb. That simple.
Rent from a property you own.
Steady earnings from a hustle on the side.
Anything that lands every month like clockwork.
Split takes your paycheck and automatically divides it across your bills, savings, and investments — so every dollar has a job the moment it lands. It's a money system that runs itself.
Type in your take-home pay on the Split tab. Split covers your bills first, fills your safety net, then flows the rest into investments based on your style. Tap "Log this paycheck" to lock it in and watch your net worth climb.
It's your emergency cushion — we aim for 6 months of expenses in savings before pushing harder into investments. While you're building it, more of each check goes to savings. Once it's full, more flows into growth.
No. Split is your guide and tracker — it shows you exactly where your money should go, but you make the actual transfers and investments in your own bank and brokerage. You're always in full control.
Anytime. Open Settings (the gear icon) and slide the Investing Style from Very Conservative to Aggressive. Your bills and safety net are always funded first, on every setting.
Yes. Your information is stored securely in the cloud and locked to your account — only you can see your own numbers. We never sell your data.
See the full FAQ at splitmoney.app/faq — accounts, Premium, privacy, and more. Or email support@splitmoney.app.
Premium unlocks everything — live bank connections, real-time net worth, and the interactive retirement planner. One plan, all of it.
Connect your accounts and watch your true net worth update in real time — checking, savings, investments, and debt, all in one place.
Drag to any retirement age and instantly see what it takes to get there — your future, interactive.
Paste a public address and Split reads its balance straight from the blockchain. Read-only, always.
How your spare money splits once bills are covered.
What's committed before every split.
Manual — type a balance, no bank link needed.